Workers Compensation Insurance


We specialize in Workers Compensation Insurance and Federal Workers Compensation (USL&H) , also known as “insurance for workers.”  We can cover State Act Workers Compensation and also USL&H or Longshoreman Insurance.  We are Certified Work Comp Advisors (CWCA).  CWCA or Certified Work Comp Advisors can help your company with workers compensation audits, the workers compensation bureau.  We can help you with the following areas and walk you through  the following pitfalls.  What about workers compensation claims?  Having problems with those?  Or maybe you would like to learn the workers compensation codes so that you will know whether or not your business is properly classified?  Do you qualify for a workers compensation exemption?  We have worked with the workers compensation institute and found out the best way to approach your company workers compensation so that we can show you how to legitimately save up to 47% on your work comp premiums.  How about your workers compensation policy?  Do you have your workers jobs set up correctly so that you will not pay more than necessary for your company Workers Compensation premiums?


Learn more about OSHA, come up with written safety programs, defensive hiring practices, how to handle drug and alcohol use, structure light duty, avoid problematic job applicants and enjoy lower Workers’ Compensation premiums. 


We offer workers comp to include the following: Alabama workers compensation, California workers compensation, Colorado workers compensation, Federal workers compensation to include USLH and Longshoreman Insurance, Georgia workers compensation, Illinois workers compensation, Indiana workers compensation, Louisiana Longshoreman and Harbor Workers Insurance (USLH).  Also we offer Maryland Work Comp, Michigan Workers Compensation, Missouri workers compensation, Mississippi Workers Compensation, New Jersey workers compensation, New York State (NYS) work comp, Oklahoma workers compensation, Pennsylvania Workers Compensation, South Carolina workers compensation, State Workers Compensation, Tennessee workers compensation, Washington State workers compensation and Virginia workers compensation.

Slash Your Workers’ Compensation Costs

Would you like to know how to cut your Workers Comp Premiums Up to 47% and still have a safe and productive workplace?  We have the experience and knowledge to show you how to do this.  If you currently have workers compensation problems in terms of higher rates and a poor safety record, we can help.  It will not happen overnight but we can show you how to turn it around within a couple of years.


Or if you are a new company, we can lead the way in showing you how to start off right.  Your company will  need workers compensation in order to get contracts in the future.  State laws require if when one has a certain number of employees working for your company.  Some states say 3 while other states say 5 is the magic number.


We can be reached Toll Free at 1 -877-896-2886.  Or call 205-221-5466.  Office hours from 9AM to 4PM CST Monday to Friday.

 

Work Comp. Insurance for Workers. Workers Compensation.  Whether you business does work in Alabama, Florida, New York, California or parts in between.  You will most likely need to purchase Workers Compensation at some point in the future.  Most businesses try and ignore workers compensation even after they have purchased it.   This attitude can cost your company money, a lot of money.  If your company develops a workers’ compensation program  with emphasis on  job safety, then you will spend far less on your work comp premiums over the years.  There will be fewer accidents, fewer injuries, and fewer claims filed.  You will see fewer OSHA (Occupational Safety and Health Administration) inspector.    However, workers compensation can be very complicated.  We insure folks from California to Texas to Alabama to Michigan and to Florida.  We specialize in Workers Compensation,  Longshoreman Insurance,  Jones Act, Harbor Workers Insurance, Ocean Marine, and other ocean related business as well as State Act Workers Compensation from  Florida to  Louisiana to California to New York and States in between.   You may need just State Act Workers Compensation or you may need the required US Labor Longshoreman and Harbor Workers type of workers compensation.  We can help you through the maze.